🌟 High-Return Fixed Deposit

Grow Your Savings with 9.5% p.a. Dhanlaxmi FD

Empower your financial future with maximum safety and assured returns. Defined 6-month tenure starting from just ₹10,000 for member security.

9.5% Return Rate
6 Months Tenure
₹10,000 Min Deposit
⚖️ Instant Liquidity Assistance

Instant & Secure Gold Loans for Members

Unlock the instant value of your gold ornaments with maximum valuation up to 75% LTV, insured vault storage, and transparent documentation.

Up to 75% Value / LTV
Safe & Insured Custody
Quick Approval
💳 Systematic Savings

Convenient Saving & Recurring Deposits

Build disciplined financial habits with flexible monthly recurring deposits and convenient liquidity management tailored for families and individuals.

Monthly Disciplined Savings
Zero Hidden Fees
Member Cooperative Trust
🏛️ Multistate Co-operative Society

Committed to Financial Integrity & Prosperity

Jai Vaibhav Laxmi Multistate Co-operative Credit Society Ltd. serves members across Maharashtra with transparent financial services and community focus.

Multistate Network
Pune Head Office
Dedicated Member Support
Co-operative Financial Solutions

Our Core Financial Services

Structured deposit options and financial assistance tailored for individuals and families.

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Saving Deposit

Simple and convenient way to manage your money while keeping your savings available for personal and family financial needs.

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Recurring Deposit

Save Regularly. Build Your Future. Make a fixed deposit every month to build a dedicated fund for future requirements systematically.

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Dhanlaxmi Fixed Deposit

Structured fixed-tenure deposit for members offering 9.5% p.a. interest over a 6-month period starting at ₹10,000 minimum deposit.

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Gold Loan

Financial assistance service against gold ornaments for member liquidity needs with safe custody and transparent evaluation.

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Chairman - Jai Vaibhav Laxmi Multistate Co-operative Credit Society Ltd.
Hon. Chairman Board Governance
Institutional Leadership

Chairman's Message

“Our mission is centered on empowering our members with financial discipline, safety of hard-earned savings, and high-return cooperative schemes.”

Welcome to Jai Vaibhav Laxmi Multistate Co-operative Credit Society Ltd. We are committed to building long-term prosperity through ethical governance, transparent deposit products like our 9.5% p.a. Dhanlaxmi FD, and accessible gold loan facilities designed specifically for our members' evolving financial needs.

✓ Ethical Governance: Transparent, regulatory compliant operations.
✓ Member Growth: High-yield deposits & systematic savings.
Member Trust & Standards

Why Choose Jai Vaibhav Laxmi

Our institutional values guide every service we deliver to our members.

Disciplined Financial Planning

Structured deposit options that help members develop strong financial discipline and plan ahead for important milestones.

Convenient & Accessible Savings

Flexible deposit schedules and accessible savings reserves to manage personal and family liquidity with confidence.

Customer Assistance & Integrity

Integrity, transparency, accountability, and respect are central to how our team assists members at every step.

Start Planning Your Financial Future Today

Whether you are saving regularly, building a financial reserve, planning for future requirements or looking for financial assistance, Jai Vaibhav Laxmi is here to help.

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Official Notices & Circulars

News & Society Updates

Stay informed with the latest scheme announcements, interest revisions, AGM circulars, and institutional notifications directly from the Society Head Office.

Active Announcements

Continuous updates for our esteemed members across Maharashtra.

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Notice Board Feed

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Join Our Team

Build Your Career With Us

At Jai Vaibhav Laxmi Multistate Co-operative Credit Society, we believe our people are an integral part of our institution's growth and success.

Explore Career Opportunities