Make Your Savings Purposeful

Your savings are more than just money—they are the foundation for your future plans. Dhanlaxmi Fixed Deposit gives you a simple and structured way to put your surplus funds aside for a defined period while earning interest as per the applicable scheme terms.

A Fixed Deposit can help you bring purpose and discipline to your financial planning. Instead of keeping your surplus money idle, you can invest it for a chosen tenure and plan ahead for important financial needs such as education, family requirements, major purchases, or future commitments.

With Dhanlaxmi Fixed Deposit, you can start with a clear financial objective, choose the applicable deposit period, and allow your savings to grow through the interest earned on your deposit. It is a straightforward option for individuals who prefer planned savings with a defined tenure.

Scheme Details

• Dhanlaxmi Fixed Deposit is offered by Jai Vaibhav Laxmi Multistate Co-op. Credit Society Ltd. as a structured savings and investment opportunity for members.
• The scheme is designed for members looking to invest their surplus funds for a fixed period and earn interest on their deposit.
• The deposit comes with a fixed tenure of 6 months, making it suitable for members looking for a short-term investment option.
• Members can start with a minimum deposit of ₹10,000, subject to the applicable terms and conditions.
• The applicable interest rate under Dhanlaxmi Fixed Deposit is 9.5% p.a., subject to the applicable scheme terms.
• The scheme provides an opportunity to put your surplus savings to work while keeping a defined investment period.
• Dhanlaxmi Fixed Deposit can be suitable for members planning for upcoming financial requirements or looking to earn returns on their surplus funds.
• The deposit and maturity benefits are subject to the rules, policies and terms applicable to Dhanlaxmi Fixed Deposit.
• Premature withdrawal, if permitted, will be subject to the applicable rules and deductions as prescribed by the Society.
• Scheme for members only. Terms & Conditions Apply.

Ready to Open Dhanlaxmi Fixed Deposit?

Visit our Pune head office or send an enquiry to connect with our member services team.